# Job Description: Financial Planning & Analysis Analyst

## About the Role
KPay Group is seeking a Financial Planning & Analysis Analyst to play a pivotal role in supporting the company’s expansion into the UK and EU markets. This hands-on position will involve developing financial models, conducting commercial analysis, and providing insights that drive business decisions. Collaborating closely with the Regional team, you will be responsible for evaluating revenue and cost drivers, analyzing unit economics, and supporting forecasting and planning efforts.

Ideal candidates will be highly analytical, commercially savvy, and proficient in building financial models within a dynamic, fast-paced environment. This position offers the opportunity to influence the development of a new market directly, as your analyses will be crucial in shaping growth strategies and initiatives.

## Key Responsibilities
– Build and maintain comprehensive financial models to support UK and EU expansion, focusing on revenue, cost, profitability, and cash flow projections.
– Analyze key revenue and cost drivers, translating business assumptions into accurate financial forecasts.
– Develop and evaluate unit economics, including critical metrics such as customer acquisition costs, customer lifetime value, and payback periods.
– Conduct scenario and sensitivity analyses to assess the financial impacts of varying business assumptions and growth strategies.
– Support annual planning, budgeting, and rolling forecasts while tracking actual performance against projections.
– Analyze overall business performance, identifying key drivers of revenue, costs, and cash requirements.
– Challenge underlying assumptions in financial models and business cases, identifying risks and opportunities for refinement.
– Create financial analyses and business cases to aid in commercial and operational decision-making.
– Develop and maintain reporting dashboards for tracking key financial and commercial metrics.
– Collaborate with cross-functional stakeholders to gather necessary inputs and translate financial insights into actionable recommendations.
– Provide ad-hoc financial and commercial analyses as required by the Regional team and broader business.

## Required Skills
– Strong proficiency in financial modeling and analysis.
– Demonstrated ability to analyze revenue and cost drivers.
– In-depth knowledge of unit economics and financial forecasting.
– Excellent analytical and problem-solving skills.
– Ability to communicate complex financial insights clearly to non-financial stakeholders.
– Experience in collaborating with cross-functional teams.
– Relevant professional experience in financial analysis or planning.

## Benefits
– Competitive salary and performance incentives.
– Opportunities for professional development.
– Flexible working arrangements.

## Useful Links
– [Company Website](https://www.kpaygroup.com)
– [Careers](https://www.kpaygroup.com/careers)

## Why You Might Be Interested
This role presents a unique opportunity to participate in the growth of a fast-moving fintech company that has already achieved significant recognition and success. By joining KPay, you will contribute to strategic financial decisions that shape new market entries, allowing you to apply your analytical skills in a tangible, impactful way.